Healthcare Financing Solutions
Corporate Solutions
Agent Selection
Interview the Agency Not the Quotes
When a company asks more than one agent to look at the renewal, the agent usually compares like benefits between the different carriers - Our Question to you is Why?
What are the specific options necessary that are related to your company’s unique needs? Is your employee benefits advisor ‘thinking’ or are they quoting?
When a company ‘goes out to bid’ all they are really doing is checking the market for pricing. This will not control or solve long-term premium increases.
As a rule, we do not 'bid' business. We believe businesses need a strategic long-term benefits plan which will enable the company to address the medical claims within the organization, determine communication initiatives and create individual plans where necessary for pro-active healthcare. In our opinion, the benefit plan should run concurrent with the plans of the company and be a factor in meeting financial and employee attendance goals. This is not reflected in a 'bid' situation. In fact using an annual 'bid' system to control benefit costs will almost always be centered on price instead of addressing what is driving the price. Thus the reason for our pro-active approach.